Free calculators to help you make smarter decisions about which shops to take, how much you’ll earn, and what to set aside for taxes. Run the numbers before you commit.
Earnings & Income Calculators
Figure out what you can realistically earn and whether specific shops are worth your time.
Income Estimator Live
Project your monthly and yearly mystery shopping income based on your availability and local shop rates.
- Shops per week flexibility
- Mileage cost deduction
- Reality check by volume level
True Hourly Rate Live
See what you really earn per hour after factoring in travel time, shop duration, report writing, and mileage.
- Complete time breakdown
- Mileage cost calculation
- Verdict on shop value
MSPA Certification ROI Live
Calculate whether MSPA certification makes financial sense based on your situation and expected benefits.
- All certification levels
- Break-even shop count
- First-year return estimate
Time & Efficiency Calculators
Decide if a shop is worth the drive, score assignments before accepting, and optimize your routes for maximum earnings.
Break-Even Mileage Live
Find the maximum distance worth driving for any shop fee. Stop losing money on mileage before you even start.
- 2026 IRS mileage rate
- Distance comparison tool
- Minimum fee calculator
Shop Score Calculator Live
Score any shop from 1 to 100 based on pay, costs, and time. Get a clear accept or decline recommendation before you commit.
- Hourly rate and net profit scoring
- Time efficiency bonus
- Accept, marginal, or decline verdict
Route Planner ROI Live
Add multiple shops to compare a batched route against individual trips. See exactly how much time and money you save.
- Batched vs. individual comparison
- Mileage savings breakdown
- Hourly rate for full route
Taxes & Deductions
Plan ahead for your tax obligations as an independent contractor.
Quarterly Tax Estimator Live
Estimate your quarterly tax payments including self-employment tax and mileage deductions.
- Self-employment tax (15.3%)
- Mileage deduction built-in
- Monthly set-aside suggestion
Specialty Calculators
Tools for specific shop types and situations.
Gas Station Shop Calculator New
See your true profit from any gas station mystery shop. Factors in fuel purchases, reimbursements, mileage, and the gas you’d buy anyway.
- Shop type presets (covert, combo, bonused)
- Gas offset value calculation
- Accept or skip verdict
Restaurant Shop Tip Calculator Live
Calculate the exact tip for dining shops while staying within your reimbursement limit.
- Required tip percentage options
- Budget check included
- Pre-tax tip calculation
Video Equipment ROI New
Considering a body camera for video shops? See how many assignments you need to break even and your first-year return.
- Equipment checklist with costs
- Break-even shop count and timeline
- 12-month earnings comparison
Have a Calculator Idea?
We’re always looking for ways to help mystery shoppers work smarter. If there’s a calculator or tool you’d find useful, let us know!
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